Medical advances have significantly improved existing medical practice and will continue do so in the future. Such developments will not only bring benefits for clinicians and patients, but also opportunities and challenges for insurers adapting [...]
More than ten years on from the global financial crisis, liquidity risk remains an important theme for the financial services industry, including for re/insurers. The crisis triggered changes in market dynamics. The paper highlights the [...]
Since the birth of the Bitcoin cryptocurrency, over the last few years hype has surrounded Distributed Ledger Technology (DLT) and especially blockchain. These technologies have not yet delivered on promises, but experts believe that DLT [...]
The CRO Forum’s Emerging Risk Initiative continually scans the horizon to identify and communicate emerging risks facing the insurance industry. The Emerging Risk Initiative identified the current major trends and emerging risk which are expected [...]
Insurers are developing and deploying increasingly complex Big Data tools, first for post-sales purposes such as claims handling and customer service, but also potentially for sales, pricing and underwriting. These Big Data and AI tools [...]
The science behind global warming and the role of greenhouse gases is clear. However, the future is difficult to predict given the wide range of potential outcomes associated with the many variables and varying emissions [...]
In a world increasingly subject to digitalisation and the use of technology, an ineffective IT strategy and failing IT are amongst the most significant risks facing the boards of most organisations. The purpose of this [...]
The CRO Forum’s Emerging Risk Initiative continually scans the horizon to identify emerging risks facing the insurance industry. In this refresh not only have we updated and added to the emerging risk radar, we have [...]
Digital security awareness and resilience is one of the highest priority items on all agendas. However, the lack of data captured using a common language – understandable by different disciplines within and across organisations - [...]
With data available at an unprecedented scale, Big Data & Analytics allow insurers to strengthen risk prevention, develop more personalised products, and cover previously excluded risks. For instance, diabetes patients may benefit from customized health [...]
